Amy Johnson

Amy Johnson

Broker Associate
  • 574-322-2695
  • 574-262-4949
  • 1757 E Bristol St
    Elkhart, IN 46514
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Welcome to my Website

Welcome to my website, the most comprehensive web site available for real estate in the Elkhart, Indiana area. If you are looking to buy or sell a home, you have come to the right place.

At Century 21 Affiliated, we pride ourselves on being experts in bringing home buyers and home sellers together throughout the Elkhart County and St Joseph County area. No one knows our area better!  My website site has been designed to provide you with the information you need to make the right real estate decisions. So check out my site, and then give me a call. I'm here for you..


Amy M Johnson  Assoicate Broker for Century 21 Affiliated  1757 E Bristol Street  Elkhart, In 46514.
Amy Johnson has been listing broker for Sage Acquisitions for the past 8 years.  She has listed over hundreds of HUD-owned properties in the state of Indiana.  She has experience with the process of buying and selling hud homes.   Amy Johnson has a Real Estate Broker’s license with over 10 years of experience in real estate. If you would like more information you may visit: If you would to view hud properties, you may visit: at the links below. 

When selling your home, searching for your next home, or have any question about the process.  I'm looking forward to helping you!

Distressed Property Specialist

  • Distressed Property Specialist
    • A distressed property is one that is under a foreclosure order or is advertised for sale by its mortgagee. It almost always refers to a property that is damaged or in poor physical condition due to the owner's precarious financial situation.


  • Foreclosure / REO Specialist
    • An REO property is owned by the lender as a result of the previous owner defaulting on the loan. This is also known as a foreclosure property or a bank-owned property.
  • Homepath Specialist
    • HomePath is the branding used for all Fannie Mae-owned properties — anytime you see something labeled "HomePath", it has to do with the sale of our Fannie Mae-owned properties. For example, is our website, where homebuyers and real estate professionals can get detailed information on our listings, and HomePath Mortgage offers buyer financing products these properties.

HUD Properties

What is a HUD Home?

A HUD Home is a one to four unit single-family residence, condominium or townhome that has been conveyed to HUD by the lender as a result of foreclosure when the borrower defaults on the FHA-insured loan. HUD in turn sells the property at “AS IS” market value based on a recent appraisal as quickly as possible through an Asset Manager (AM) Contractor such as Sage Acquisitions. HUD Homes vary in price, location, and condition. Some are move‐in ready condition and others are not.

Who can buy a HUD Home?
Anyone with a valid Tax ID (*SSN or Employer Federal Tax ID) issued in the United States can buy a HUD home. Potential buyers must qualify for a mortgage or pay cash to buy a HUD home. Buyers must have a pre-qualification letter from a certified lender, or proof of funds in the amount of, or greater than the gross purchase price of the property.

Where can I find a HUD home?
HUD homes are listed at

How can I view a HUD Home?
All buyers MUST be accompanied by a broker or agent when viewing any HUD Home listed for sale.

Do I need a REALTOR to place a bid for me?
Yes, please contact me to place a bid on a property and to access the home listed for sale. To lookup a broker/agent in your area, visit the HUDHomestore website.

What are FHA sales incentives and how does it benefit owner-occupant purchases?
For a limited time, FHA offers sales incentives on HUD homes that will make these homes more affordable for homebuyers when purchasing a property using FHA-insured financing.  The incentives VARY from state to state but may include: low down payments; sales allowances that can be used to pay closing costs, make repairs, or pay down the mortgage amount. The benefits of FHA financing are low down payments; competitive interest rates; flexible credit qualifying. 


My Listings

304 E 10th, Mishawaka, IN 46544-5329
Beds: 2 / Baths: 1
2,718 square feet
54206 B, Elkhart, IN 46514-1655
Beds: 3 / Baths: 1
1,014 square feet
405 W Wilden, Goshen, IN 46528-2514
Beds: 3 / Baths: 2
1,792 square feet
314 Hackett, Goshen, IN 46528-2702
Beds: 3 / Baths: 3
4,168 square feet
2325 Harwood, South Bend, IN 46614-9144
Beds: 3 / Baths: 2
2,604 square feet
57139 Lake, Osceola, IN 46561-1916
Beds: 4 / Baths: 2
2,484 square feet
209 Indiana, Mishawaka, IN 46544-2532
Beds: 2 / Baths: 1
2,254 square feet
12221 Bluebonnet, Granger, IN 46530-7144
Beds: 4 / Baths: 2
2,324 square feet
310 W 14th, Mishawaka, IN 46544-5213
Beds: 4 / Baths: 1
1,032 square feet
11378 Mckinley, Osceola, IN 46561-9501
Beds: 3 / Baths: 1
1,348 square feet
29504 Santa Cruz, Elkhart, IN 46514-1062
Beds: 3 / Baths: 1
944 square feet
23713 Decamp, Elkhart, IN 46516-9188
Beds: 3 / Baths: 1
3,040 square feet
50797 Killian, Elkhart, IN 46514-6024
Beds: 5 / Baths: 4
5,543 square feet
5206 Windfall, South Bend, IN 46619-1671
Beds: 2 / Baths: 1
4,326 square feet
328 W High, Elkhart, IN 46516-2845
Beds: 5 / Baths: 4
5,262 square feet
23124 Greenleaf Boulevard, Elkhart, IN 46514-4509
Beds: 4 / Baths: 2
3,134 square feet


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