Smart/Move Down Payment Assistance Program



Smart/Move mortgage programs offer up to $6000.00 in down payment assistance for borrowers that qualify.


1. Offers up to $6,000.00 in down payment and closing cost assistance as a 10 year forgivable loan recorded as a second mortgage.

2. Fixed Rates with terms up to 30 years.

3. Mortgage Credit Certificates (MCC) available if qualified (Smart/Move Trio)

4. Conventional, FHA, VA and USDA Loans



1. 640 Minimum Credit Score

2. Buyers must contribute 1% or $1000.00 of the purchase price. (Which ever is greater)

3. First Homeuyer or qualified exemption. (must not have owned a home for 3 years)

4. Household income and peruchase price limits apply

5. Homeownership counseling required


*offered exclusively through the Illinois Housing Development Authority and available in Illinois only.  Additional qualifications and features may be required, please contact Guaranteeed Rate for more details.


To Learn more about the Smart/Move program, please contact me today.


Dianne Yelm

Century 21 Affliated


Information provide by Guarenteed Rate, Matt Paradis Cell: 630-212-5873





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Dianne Yelm

Dianne Yelm

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