Heather Andersen

Heather Andersen

REALTOR®
  • 813-816-2686
  • 813-643-0054
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About Heather Andersen

I have 2 adult children and a dog. I enjoy cooking, baking, gardening, traveling and going to the beach. 

I very much enjoy working with people and strive to make the home buying and/or selling as smooth and stress free as possible. I have very strong customer service skills and great flexibility. I am extremely organized, patient and am incredibly resourceful. 

 

Start your Search Here!

Searching for your next home? Try our state-of-the-art map search – with it you can quickly search the entire market. Simply type the address, city, MLS ID, or just hit the search button to get started. The large format map allows you to click and drag, zoom in and view detailed information and photos for all properties currently listed on the MLS.

Selling your home? No other website in the market will showcase your listing with up to 50 high resolution photos! In addition to advertising your property on my own website, I syndicate your listing to other real estate websites across the web.

Whether you are selling your home, searching for your next home, or have any questions about the process – I look forward to helping you!

Communities

Cities
Tampa

Tampa is a city on Tampa Bay, along Florida’s Gulf Coast. It is the largest city in Hillsborough County, is the county seat and is the third populous ...

Rent vs Buying

DON’T LET RISING RENTS TRAP YOU

There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents while locking in your housing cost for the life of your mortgage.

Don’t Become Trapped
Jonathan Smoke, Chief Economist at realtor.com recently reported on what he calls a “Rental Affordability Crisis.” He warns that, 

“Low rental vacancies and a lack of new rental construction are pushing up rents, and we expect that they’ll outpace home price appreciation in the year ahead.”  

The Joint Center for Housing Studies at Harvard University recently released their 2015 Report on Rental Housing, in which they reported that 49% of rental households are cost-burdened,
meaning they spend more than 30% of their income on housing. These households struggle to save for a rainy day and pay other bills, such as food and healthcare.

It’s Cheaper to Buy Than Rent

In Smoke’s article, he went on to say,

“Housing is central to the health and well-being of our country and our local communities. In addition, this (rental affordability) crisis threatens the future value of owned housing, as the burdensome level of rents will trap more aspiring owners into a vicious financial cycle in which they cannot save and build a solid credit record to eventually buy a home.” 

“While more than 85% of markets have burdensome rents today, it’s perplexing that in more than 75% of the counties across the country, it is actually cheaper to buy than rent a home. So why aren’t those unhappy renters choosing to buy?”

Know Your Options

Perhaps you have already saved enough to buy your first home. HousingWire reported that analysts at Nomura believe:

“It’s not that Millennials and other potential homebuyers aren’t qualified in terms of their credit scores or in how much they have saved for their down payment.  It’s that they think they’re not qualified or they think that they don’t have a big enough down payment.” (emphasis added)

Many first-time homebuyers who believe that they need a large down payment may be holding themselves back from their dream home. In many areas of the country, a first-time home buyer can save for a 3% down payment in less than two years. You may have already saved enough!

Bottom Line

Don’t get caught in the trap so many renters are currently in. If you are ready and willing to buy a home, find out if you are able. Let’s get together to determine if you are eligible to get a mortgage.  Call me at 813.816.2686

source:  KEEPINGCURRENTMATTERS.COM

Go ahead!  Play with the numbers with our Rent Vs. Buy Calculator.  Let get together and look at the options available.

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