Kathy Brooks

Managing Broker

129 Commercial Dr Unit 17

Yorkville, IL 60560

Main: 630-553-9989 Cell: 630-542-1081
Fax: 630-553-9975 Office: 630-553-9989

An Experienced Agent You Can Count On!!!

I don't measure my success through awards received or achievements, but through the satisfaction of my clients. Whether you are looking to buy or sell your home, I will provide sound and trustworthy advice to help you achieve your real estate goals.

Let me guide you through the complexities of buying or selling your home, eliminating hassles and stress. I will put my experience to work for you and provide a premier customer experience.  I have earned a solid reputation for integrity, dependability, leadership, and an unwavering commitment to customer satisfaction. I can promise you, sitting down with me will be one of the most educational experiences in real estate you will have.

 Please give me a call (630) 542-1081


Kathy Jo Brooks is the best in the business

Welcome to the number one place to search for properties on the web!

Whether you are searching for your new home or looking for one of the most innovative listings sites available to showcase your property-you need look no further. My personal knowledge of the local Real Estate market is combined with the power of the Century 21 brand. Let me assist you in finding your dream home, in a neighborhood that is right for you, in the price range and time frame that works for you. I also have the expertise to help you get the fastest sale possible and at the best price if you are interested in selling a property.


Short Sale Answers for First Time Home Buyers

Many people in the market today are first-time home buyers who would not have been able to buy when home prices were higher. Enticed both by lower prices and bank promotions, these eager hopefuls are have taken the signs of deals as the best chance to make their first real estate move.

While all home buyers need help with the short sale process, it’s especially challenging to address the needs and concerns of a first-time home buyer who has decided a short sale is the home for them. Here’s how to get answers to first-time home buyers’ top three questions about short sales.

1. How long does it take for a bank to approve a short sale?

This is the million-dollar question. While it takes an average of three to six months, the timeline – and the process – vary quite a bit from one bank to another.

Short sale approval timelines depend on the bank (some just take longer than others). While each bank has different short sale guidelines, the short sale has to make sense to the bank. The more sense the short sale offer makes to the bank, the faster the approval process.

Here are some things that slow down the process by several weeks or more – these usually involve more people or more factors:

  • Multiple liens on the property
  • A third party negotiating the short sale on behalf of a seller. Some states allow third parties to do this, for a fee; some states, like Virginia, limit this to real estate licensees, attorneys, and employees of attorneys.  
  • Private Mortgage Insurance (PMI) on the property
  • Additional investors

Action: To make an accurate prediction about the short sale timeline for a particular property, research the bank’s general timelines, the property’s liens, and whether there is PMI before writing the offer.

2. Will the bank make repairs to the property?

The short answer is, probably not.

Here’s why:

  • The bank does not have possession of the property and has no authority to make repairs on behalf of the seller.
  • Many short-sale sellers do not have the financial means to make repairs.
  • Many banks require the short sale to be sold strictly “as-is” and do not allow the seller to pay for any repairs.

Why wouldn’t a bank allow the seller to make repairs? your buyer may ask. A short sale is a sticky situation for a bank, and that the bank wants to avoid potential liability. For example, if the bank allowed the seller to make repairs and the repairs proved to be faulty, the buyer might potentially hold the bank liable, since the seller doesn’t have money (which is how the short-sale situation came about in the first place).

Action: Find out how the bank and the seller feel about making possible repairs. A short-sale buyer needs to understand that the home will most likely be sold strictly “as-is” and all repairs will be at their expense.

 


Do You Know How Much Your Home Is Worth

Are you thinking about refinancing? Selling or buying a home? Or are you curious about how the recent real estate market has affected property values?

Click on the link below and fill out the simple form below, and in seconds you can find out how much your home is worth!

http://findhomesvalue.com/landing_zip5.cfm?source=goog&gclid=Cj0KEQjw6J2eBRCpqaW0857k9p4BEiQAWarYbNgVtNV2S7GZv2c0gj_s4VinRAn5pUXM_ECjw8iuB18aAhdo8P8HAQ


Specialties

  • New Construction

Looking to build a home instead of buy? This way you can design your dream house! Kathy specializes in New Construction and can guide you through the whole process!

  • Short Sales

Kathy has been dealing with short sales her whole career, if you are looking for an expert you have found the right one!

  • First Time Home Buyers

Nervous about buying your first home? Kathy knows all the tricks to make is a pleasant experience instead of a stressful one!


The Legal Ins and Outs of Buying a House with Someone

Many people consider buying a house together for many different reasons. Whether it is your first-time home or an investment property, buying a house together does have its perks. If done with care, this arrangement can be very beneficial in getting you a house that you may not have otherwise been able to afford. Be sure to figure out the details explained in this article prior to buying a house together, though, in order to avoid financial and legal chaos.

Call Kathy for further details! (630) 542-1081


Professional Interests

Kathy has a strong passion for helping people. She chose to get into real estate because there is nothing greater than seeing the look on a clients face when they fall in love with a new home. Kathy strives to build relationships with everyone, and prides herself on being a respectful businesswomen. No matter the situation Kathy is always there to help. If you are looking for someone who will go the extra mile, Kathy is definitely the right person to call!


Community Involvement

Kathy Is very involved with the Yorkville Chamber of Commerce. She encourages her office to become more involved and take part in several events. For example Kathy's office sponsored tables at Yorkville's River Night. They manned their own table at the event and held a free raffle for a fun picnic basket! Kathy loves to be involved with the community and give back whenever she is able to.


Personal Interests

One of Kathy's favorite thing to do on a day off is spend time with her husband and two kids. Her family is very close knit and do everything together. There is nothing they would rather do on a weekend night than go out to dinner and maybe shop around. Kathy also enjoys shopping, like most women. So if you ever need advice on where to get the best deal, she's your girl!


Personal Background

Kathy grew up in Chicago, before moving to Antioch close to the Wisconsin border. After Kathy got married she moved to a small town in Wisconsin where she raised her children for 10 years. At that time Kathy moved with her family down to Yorkville, IL and they have been here for 9 years.

Kathy has been in the Marketing business for 20 years and she is thrilled to be in such a wonderful area where she can practice her passion of Real Estate.  


Languages

English


Designations

CBR: Certified Buyers Representative Certified Corporate Property Specialist Certified Negotiation Specialist Short Sales and Foreclosure Resource Certified Real Estate Brokerage Manager Certified Residential Specialist

My Listings

14841 Hiawatha Ln, Somonauk, IL 60552
$124,999
14841 Hiawatha Ln
Somonauk, IL 60552
MLS ID: 08666431
Beds: 4
Baths: 3
Sq Feet: -
Year Built:
316 Bucktail Dr, Oswego, IL 60543
$24,999
316 Bucktail Dr
Oswego, IL 60543
MLS ID: 08666504
Beds: -
Baths: -
Sq Feet: -
Year Built:
16108 S Route 59 116, Plainfield, IL 60544
$10
16108 S Route 59 116
Plainfield, IL 60544
MLS ID: 08655533
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
16108 S Route 59 114, Plainfield, IL 60544
$10
16108 S Route 59 114
Plainfield, IL 60544
MLS ID: 08655517
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
Plainfield, IL 60544
$10

Plainfield, IL 60544
MLS ID: 08655507
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
16108 S Route 59 Dance, Plainfield, IL 60544
$8
16108 S Route 59 Dance
Plainfield, IL 60544
MLS ID: 08655529
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
16108 S Route 59 120, Plainfield, IL 60544
$10
16108 S Route 59 120
Plainfield, IL 60544
MLS ID: 08655542
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
16108 S Route 59 130, Plainfield, IL 60544
$10
16108 S Route 59 130
Plainfield, IL 60544
MLS ID: 08655555
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
16108 S Route 59 118, Plainfield, IL 60544
$10
16108 S Route 59 118
Plainfield, IL 60544
MLS ID: 08655538
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
16108 S Route 59 132, Plainfield, IL 60544
$10
16108 S Route 59 132
Plainfield, IL 60544
MLS ID: 08655565
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
16108 S Route 59 128, Plainfield, IL 60544
$10
16108 S Route 59 128
Plainfield, IL 60544
MLS ID: 08655549
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
16108 Route 59 Hwy 104, Plainfield, IL 60544
$10
16108 Route 59 Hwy 104
Plainfield, IL 60544
MLS ID: 08655500
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
16108 Route 59 Hwy 106, Plainfield, IL 60544
$10
16108 Route 59 Hwy 106
Plainfield, IL 60544
MLS ID: 08654091
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
16106 Route 59 Hwy 106, Plainfield, IL 60544
$8
16106 Route 59 Hwy 106
Plainfield, IL 60544
MLS ID: 08654105
Beds: -
Baths: -
Sq Feet: -
Year Built: 2007
537 Westgate Dr, Aurora, IL 60506
$55,000
537 Westgate Dr
Aurora, IL 60506
MLS ID: 08636895
Beds: 3
Baths: 1
Sq Feet: 973
Year Built: 1957
850 Hampton Course, West Chicago, IL 60185
$341,500
850 Hampton Course
West Chicago, IL 60185
MLS ID: 08630469
Beds: 4
Baths: 4
Sq Feet: 2,500
Year Built: 1996
2835 Weaver Ln, Batavia, IL 60510
$519,500
2835 Weaver Ln
Batavia, IL 60510
MLS ID: 08621395
Beds: 4
Baths: 3
Sq Feet: 3,300
Year Built: 2000
Leland, IL 60531
$1,200

Leland, IL 60531
MLS ID: 08620704
Beds: 3
Baths: 1
Sq Feet: 1,120
Year Built: 1966
340 Goble Rd, Earlville, IL 60518
$234,999
340 Goble Rd
Earlville, IL 60518
MLS ID: 08603014
Beds: 3
Baths: 1
Sq Feet: 1,200
Year Built: 1935
Sandwich, IL 60548
$750

Sandwich, IL 60548
MLS ID: 08593597
Beds: 1
Baths: 1
Sq Feet: -
Year Built: 1992
512 Lakeview Dr, Oswego, IL 60543
$199,000
512 Lakeview Dr
Oswego, IL 60543
MLS ID: 08589802
Beds: 3
Baths: 2
Sq Feet: -
Year Built: 1993
255 W Genessee St, Leland, IL 60531
$132,000
255 W Genessee St
Leland, IL 60531
MLS ID: 08583232
Beds: 3
Baths: 1
Sq Feet: 1,120
Year Built: 1966
306 Schmidt St, Plano, IL 60545
$156,000
306 Schmidt St
Plano, IL 60545
MLS ID: 08581506
Beds: 4
Baths: 3
Sq Feet: 2,995
Year Built: 2006
7838 Finnie Rd, Newark, IL 60541
$394,999
7838 Finnie Rd
Newark, IL 60541
MLS ID: 08581333
Beds: 4
Baths: 2
Sq Feet: -
Year Built:
7930 Whitfield Rd, Millbrook, IL 60536
$222,999
7930 Whitfield Rd
Millbrook, IL 60536
MLS ID: 08579708
Beds: 3
Baths: 2
Sq Feet: 2,000
Year Built: 1999
36W850 Red Gate Ct, St. Charles, IL 60175
$456,000
36W850 Red Gate Ct
St. Charles, IL 60175
MLS ID: 08572623
Beds: 4
Baths: 4
Sq Feet: 3,496
Year Built: 1996
16002 Stonewall Dr, Millbrook, IL 60536-0
$249,000
16002 Stonewall Dr
Millbrook, IL 60536-0
MLS ID: 08570060
Beds: 3
Baths: 3
Sq Feet: 2,300
Year Built: 2006
12630B River Rd, Plano, IL 60545
$244,000
12630B River Rd
Plano, IL 60545
MLS ID: 08546471
Beds: 2
Baths: 2
Sq Feet: 1,500
Year Built:
1810-2 Post St, Ottawa, IL 61350
$55,000
1810-2 Post St
Ottawa, IL 61350
MLS ID: 08503063
Beds: 4
Baths: -
Sq Feet: -
Year Built: 2004
10 E Main St, Plano, IL 60545
$70,000
10 E Main St
Plano, IL 60545
MLS ID: 08501571
Beds: -
Baths: -
Sq Feet: 2,600
Year Built: 1911
310 S Church St, Millington, IL 60537
$199,900
310 S Church St
Millington, IL 60537
MLS ID: 08501533
Beds: -
Baths: -
Sq Feet: 1,431
Year Built:
904 E Route 71 Hwy, Newark, IL 60541
$525,000
904 E Route 71 Hwy
Newark, IL 60541
MLS ID: 08501545
Beds: -
Baths: -
Sq Feet: 11,000
Year Built:
1022 Main St, Ottawa, IL 61350
$55,900
1022 Main St
Ottawa, IL 61350
MLS ID: 08503013
Beds: 4
Baths: -
Sq Feet: -
Year Built: 1950
0 Tuma Rd, Yorkville, IL 60560
$240,000
0 Tuma Rd
Yorkville, IL 60560
MLS ID: 08501549
Beds: -
Baths: -
Sq Feet: 419,327
Year Built:
833 W Church St, Sandwich, IL 60548
$164,900
833 W Church St
Sandwich, IL 60548
MLS ID: 08501572
Beds: 6
Baths: -
Sq Feet: -
Year Built: 1992
1804-18 Post St, Ottawa, IL 61350
$469,900
1804-18 Post St
Ottawa, IL 61350
MLS ID: 08503036
Beds: -
Baths: -
Sq Feet: -
Year Built: 1975
0000 Route 34 Hwy, Yorkville, IL 60560
$650,000
0000 Route 34 Hwy
Yorkville, IL 60560
MLS ID: 08501409
Beds: -
Baths: -
Sq Feet: 65,800
Year Built:
10 E Main St, Plano, IL 60545
$70,000
10 E Main St
Plano, IL 60545
MLS ID: 08501568
Beds: -
Baths: -
Sq Feet: 2,600
Year Built: 1911
221 W Church St, Sandwich, IL 60548
$9
221 W Church St
Sandwich, IL 60548
MLS ID: 08502992
Beds: -
Baths: -
Sq Feet: -
Year Built: 1938
922 Post St, Ottawa, IL 61350
$25,000
922 Post St
Ottawa, IL 61350
MLS ID: 08503017
Beds: -
Baths: -
Sq Feet: 9,960
Year Built:
1804 Post St, Ottawa, IL 61350
$79,900
1804 Post St
Ottawa, IL 61350
MLS ID: 08503031
Beds: 3
Baths: 1
Sq Feet: 1,032
Year Built: 2005
1808 Post St, Ottawa, IL 61350
$79,000
1808 Post St
Ottawa, IL 61350
MLS ID: 08503059
Beds: 4
Baths: -
Sq Feet: -
Year Built: 1975
2-4 Front St, Newark, IL 60541
$99,900
2-4 Front St
Newark, IL 60541
MLS ID: 08503026
Beds: 4
Baths: -
Sq Feet: -
Year Built:
1125 Paul St, Ottawa, IL 61350-0
$59,900
1125 Paul St
Ottawa, IL 61350-0
MLS ID: 08503052
Beds: 3
Baths: -
Sq Feet: -
Year Built: 1919
3411 Orchard Rd, Oswego, IL 60543
$14 per sq. ft.
3411 Orchard Rd
Oswego, IL 60543
MLS ID: 08501489
Beds: -
Baths: -
Sq Feet: -
Year Built: 2009
1999 75th St H, Woodridge, IL 60517
$12 per sq. ft.
1999 75th St H
Woodridge, IL 60517
MLS ID: 08501560
Beds: -
Baths: -
Sq Feet: -
Year Built: 1988
24449 W Eames St, Channahon, IL 60410
$11.50 per sq. ft.
24449 W Eames St
Channahon, IL 60410
MLS ID: 08501558
Beds: -
Baths: -
Sq Feet: -
Year Built: 2005
Lot 10 SW Station Dr, Oswego, IL 60543
$3,267,000
Lot 10 SW Station Dr
Oswego, IL 60543
MLS ID: 08501131
Beds: -
Baths: -
Sq Feet: 326,700
Year Built:
519 Alyssa St, Plano, IL 60545
$128,000
519 Alyssa St
Plano, IL 60545
MLS ID: 08468355
Beds: 4
Baths: 3
Sq Feet: -
Year Built: 2004
112 Tanglewood Dr, Glen Ellyn, IL 60137
$175,000
112 Tanglewood Dr
Glen Ellyn, IL 60137
MLS ID: 08464351
Beds: 2
Baths: 2
Sq Feet: 1,461
Year Built: 2000
 

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