Kathy Brooks

Kathy Brooks

Managing Broker
  • 630-542-1081
  • 630-553-9975
  • 630-553-9989
  • 630-553-9989
  • 129 Commercial Dr Unit 17
    Yorkville, IL 60560

An Experienced Agent You Can Count On!!!

I don't measure my success through awards received or achievements, but through the satisfaction of my clients. Whether you are looking to buy or sell your home, I will provide sound and trustworthy advice to help you achieve your real estate goals.

Let me guide you through the complexities of buying or selling your home, eliminating hassles and stress. I will put my experience to work for you and provide a premier customer experience.  I have earned a solid reputation for integrity, dependability, leadership, and an unwavering commitment to customer satisfaction. I can promise you, sitting down with me will be one of the most educational experiences in real estate you will have.

 Please give me a call (630) 542-1081

Kathy Jo Brooks is the best in the business

Welcome to the number one place to search for properties on the web!

Whether you are searching for your new home or looking for one of the most innovative listings sites available to showcase your property-you need look no further. My personal knowledge of the local Real Estate market is combined with the power of the Century 21 brand. Let me assist you in finding your dream home, in a neighborhood that is right for you, in the price range and time frame that works for you. I also have the expertise to help you get the fastest sale possible and at the best price if you are interested in selling a property.

Short Sale Answers for First Time Home Buyers

Many people in the market today are first-time home buyers who would not have been able to buy when home prices were higher. Enticed both by lower prices and bank promotions, these eager hopefuls are have taken the signs of deals as the best chance to make their first real estate move.

While all home buyers need help with the short sale process, it’s especially challenging to address the needs and concerns of a first-time home buyer who has decided a short sale is the home for them. Here’s how to get answers to first-time home buyers’ top three questions about short sales.

1. How long does it take for a bank to approve a short sale?

This is the million-dollar question. While it takes an average of three to six months, the timeline – and the process – vary quite a bit from one bank to another.

Short sale approval timelines depend on the bank (some just take longer than others). While each bank has different short sale guidelines, the short sale has to make sense to the bank. The more sense the short sale offer makes to the bank, the faster the approval process.

Here are some things that slow down the process by several weeks or more – these usually involve more people or more factors:

  • Multiple liens on the property
  • A third party negotiating the short sale on behalf of a seller. Some states allow third parties to do this, for a fee; some states, like Virginia, limit this to real estate licensees, attorneys, and employees of attorneys.  
  • Private Mortgage Insurance (PMI) on the property
  • Additional investors

Action: To make an accurate prediction about the short sale timeline for a particular property, research the bank’s general timelines, the property’s liens, and whether there is PMI before writing the offer.

2. Will the bank make repairs to the property?

The short answer is, probably not.

Here’s why:

  • The bank does not have possession of the property and has no authority to make repairs on behalf of the seller.
  • Many short-sale sellers do not have the financial means to make repairs.
  • Many banks require the short sale to be sold strictly “as-is” and do not allow the seller to pay for any repairs.

Why wouldn’t a bank allow the seller to make repairs? your buyer may ask. A short sale is a sticky situation for a bank, and that the bank wants to avoid potential liability. For example, if the bank allowed the seller to make repairs and the repairs proved to be faulty, the buyer might potentially hold the bank liable, since the seller doesn’t have money (which is how the short-sale situation came about in the first place).

Action: Find out how the bank and the seller feel about making possible repairs. A short-sale buyer needs to understand that the home will most likely be sold strictly “as-is” and all repairs will be at their expense.


Do You Know How Much Your Home Is Worth

Are you thinking about refinancing? Selling or buying a home? Or are you curious about how the recent real estate market has affected property values?

Click on the link below and fill out the simple form below, and in seconds you can find out how much your home is worth!



  • New Construction

Looking to build a home instead of buy? This way you can design your dream house! Kathy specializes in New Construction and can guide you through the whole process!

  • Short Sales

Kathy has been dealing with short sales her whole career, if you are looking for an expert you have found the right one!

  • First Time Home Buyers

Nervous about buying your first home? Kathy knows all the tricks to make is a pleasant experience instead of a stressful one!

The Legal Ins and Outs of Buying a House with Someone

Many people consider buying a house together for many different reasons. Whether it is your first-time home or an investment property, buying a house together does have its perks. If done with care, this arrangement can be very beneficial in getting you a house that you may not have otherwise been able to afford. Be sure to figure out the details explained in this article prior to buying a house together, though, in order to avoid financial and legal chaos.

Call Kathy for further details! (630) 542-1081

Professional Interests

Kathy has a strong passion for helping people. She chose to get into real estate because there is nothing greater than seeing the look on a clients face when they fall in love with a new home. Kathy strives to build relationships with everyone, and prides herself on being a respectful businesswomen. No matter the situation Kathy is always there to help. If you are looking for someone who will go the extra mile, Kathy is definitely the right person to call!

Community Involvement

Kathy Is very involved with the Yorkville Chamber of Commerce. She encourages her office to become more involved and take part in several events. For example Kathy's office sponsored tables at Yorkville's River Night. They manned their own table at the event and held a free raffle for a fun picnic basket! Kathy loves to be involved with the community and give back whenever she is able to.

Personal Interests

One of Kathy's favorite thing to do on a day off is spend time with her husband and two kids. Her family is very close knit and do everything together. There is nothing they would rather do on a weekend night than go out to dinner and maybe shop around. Kathy also enjoys shopping, like most women. So if you ever need advice on where to get the best deal, she's your girl!

Personal Background

Kathy grew up in Chicago, before moving to Antioch close to the Wisconsin border. After Kathy got married she moved to a small town in Wisconsin where she raised her children for 10 years. At that time Kathy moved with her family down to Yorkville, IL and they have been here for 9 years.

Kathy has been in the Marketing business for 20 years and she is thrilled to be in such a wonderful area where she can practice her passion of Real Estate.  


  • CBR: Certified Buyers Representative
  • Certified Corporate Property Specialist
  • Certified Negotiation Specialist
  • Short Sales and Foreclosure Resource
  • Certified Real Estate Brokerage Manager
  • Certified Residential Specialist




CENTURY 21 Affiliated Yorkville Gives Thanks to Community Leadership
CENTURY 21 Affiliated Real Estate Sweeps J.D. Power 2014 Home Buyer/Seller Satisfaction Study!