Kristen Kardas

Kristen Kardas

REALTOR®

Languages Spoken:

  • English
  • 847-951-3534
  • 847-677-1200
Contact Me

Looking for a new place or thinking of selling?

Call, text or email me to get started!

847.951.3534; Kristen.Kardas@century21.com

The best part of my job is the satisfaction I get from assisting my clients in the purchase, sale, or leasing of real estate.  Managing all of the details and removing whatever anxiety I can from the process is truly rewarding work.  Whether you are a first time home buyer, looking for an investment property or selling your home, I take pleasure in making sure my clients' transactions run smoothly from beginning to end.

Once you are ready, contact me by email, text or phone and we can further discuss your real estate needs.  I look forward to hearing from you!

 

 

Click below for updated real estate news, videos, Q&A's or to subscribe to my newsletter!

 

 

 

Browsing for Properties

If you are looking to browse for properties, please feel free to set up an free account to browse listings on my website by clicking the SIGN IN link in the top right corner of this webpage.  If you chose to register for your free account, you will be able to save your searches and receive notifications when new properties come on the market that match your preferences.  You will also be able to save your favorite listings and manage them at any time.

You can always search without registering by clicking an icon below, or you can contact me and I will be happy to set you up myself.

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Learn the Home Buying Process

Why Use a REALTOR®?

A real estate transaction is one of the largest financial investments or sales most people experience in their lifetime. 

Why use a REALTOR® when selling?

People sometimes believe that they can save money by trying to sell a house on their own and not pay a commission to an agent. 

They may try to sell their property on their own and wonder why there are no buyers who are interested. It may be because they did not consult with a Realtor prior to putting their home on the market that would have shown them the current market trends and comparable properties to accurately price the property. 

It also may be because most home buyers who are serious about making a purchase are working with a Realtor and do not know of homes that are FBSOs (For Sale By Owner) because of the lack of marketing to professionals in the real estate industry. The buyer may prefer to work with sellers who are resolute in selling their property and have demonstrated that by using a Realtor to list and market their home.

Some people may claim that they saved thousands of dollars selling their property by owner and within the first day. There is a reason why it sold so quickly, the sellers left money on the table! 

Other 2014 FSBO Seller Facts*:

  • Homes that sold with the assistance of a real estate agent has a 13% higher sales price than the standard FSBO sale.
  • 9% of home sellers sold their home without the assistance of a real estate agent, however 44% knew the buyer prior to selling the home. 
  • That means that less than 6% of all home purchases involved a seller without agent representation who found a buyer either by chance or through an agent representing the buyer.
  • Of the sellers who did not know the buyer of the home prior to trying to sell it, only 15% were contacted by a buyer.
  • 50% of FSBO sellers did not attempt to market their home and 73% did not offer any incentives to attract buyers.

If you had an income tax problem of $100,000? Would you try to resolve it without the help of a CPA? Smart home sellers know that they need the expertise of a Realtor to accurately price their home, make connections with other Realtors, coordinate with other professionals in the sales process and guide them through the transaction.

As your REALTOR® representative I:

  • protect your interests
  • am experienced in marketing properties
  • am educated in the sales process
  • know how to value a home
  • bring buyers and sellers together
  • have a large network made up of other realtors and potential buyers
  • am an experienced negotiator
  • will not allow strangers into your property without professional supervision

  • have strict educational requirements
  • have the most current market data
  • arrange advertising
  • am bound by a strict Code of Ethics
  • use my extensive resources to market your property
  • understand the paperwork and necessary documentation for a sale of a home
  • negotiate on your behalf for the best deal possible
  • sweat the details to reduce your stress

Mortgages and Financing

What is the difference between being pre-qualified and pre-approved for a mortgage?

This is a common question in the real estate industry. A pre-qualification from a lender is not the same as a pre-approval.

A pre-approval is not a requirement when purchasing a home, but it is a very important step when beginning the home buying process. It allows you to know your spending limit, it demonstrates to sellers that you are a serious buyer and it provides increased negotiation power over those who do not have a pre-approval.

Pre-Qualification: A pre-qualification is an unofficial evaluation of your financing capabilities based on information you provide to your loan officer. The documents necessary for a mortgage application are not verified when estimating your borrowing potential in a pre-qualification.

Pre-Approval: In a pre-approval, a lender goes through the necessary documents you provide, verifies the information and will then estimate the amount you can borrow. Usually a pre-approval can be obtained in as little as an hour, however does not represent an actual loan commitment.

Click Here to learn more about mortgages and to access tools such as the mortgage calculator.

Giving Back

For over 35 years, the CENTURY 21® System has been a proud supporter and contributor to Easter Seals®.

Our brokers, agents and employees have worked together to raise over $103 million in support of the Easter Seals mission: to help improve the lives of children and adults with disabilities.


Support our Veterans!

Honor Flight Chicago is a local non-profit organization that was originally founded to recognize Chicago's World War II veterans, but is now accepting applications for Korean and Vietnam War veterans.  

The program relies on donations and volunteers to thank veterans for their courage by giving them an all-expenses-paid trip to Washington D.C. to see the memorial that was built in their honor for a day of remembrance.   Their mission is: to thank and honor our veterans.

Click Here to Donate    Click Here to Volunteer    Veteran Application Form

Did You Serve?

I PLEDGE TO SERVE VETERANS AND THEIR FAMILIES

Every real estate agent has a responsibility to provide the best homebuying experience and resources available to his or her clients. That's why I've pledged to ask every client "Did You Serve?" As a Veteran, you are eligible for many benefits earned through your service, among them is the advantages of the VA Home Loan program. It's my privilege to educate you on these homebuying benefits and to help make those benefits accessible and attainable. Click Here to learn more.

Homebuying Benefits for Veterans - Did You Serve?

▲ No Down Payment Required - For many, the biggest obstacle to buying a home is saving up for the costly down payment. With the VA Loan, homebuyers are not required to put any money down.

▲ Lower Monthly Payments - Because the VA provides a financial guaranty on each VA Loan, lending institutions carry less risk and don’t require private mortgage insurance which can save hundreds every month.

▲ Easier to Qualify - The rigors of military service can often do a number on a person’s credit report. While more than 80 percent of veterans and service members won’t qualify for conventional financing, the VA Loan provides relaxed qualification standards opening homeownership opportunities for millions.

Real Estate News and Market Update

Why is Century 21 the Most Recognized Brand in Real Estate?

Education

Sure Win Inc: Real Estate Broker License

Valparaiso University: College of Arts and Sciences

Bachelor Degree in Communications: New Media-Journalism

Designations

  • Realtor

My Listings

3110 N Sheridan Road 1010, Chicago, IL 60657
Beds: 2 / Baths: 2
1,200 square feet

Blog

We've All Been There Before: 7 Repair Tips Every Homeowner Should Know
Don't Be the Host with the Smelly Home. Check Out These Odor-Buster Ideas.
Tax Refund? Ideas for homeowners that will give you a return on your investment.
Read More
Contact Me