What your CREDIT SCORE RANGE Means

Credit score ranges can sometimes be confusing!

The best way to determine if you have a good credit score is to use the credit score ranges below as a guide. This is similar to how lenders and credit card companies will look at your credit score to decide whether to give you a loan or not.

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What your Credit Score Range Means by Ryan Greeley

credit-score-range

Credit Score Ranges

  • Excellent 780+ – With an excellent score of 780 or higher you will get the best rates available.
  • Very Good 720 – 779 – This is a very strong score and you shouldn’t have any problems getting good rates.
  • Good 680 – 719 – This is a good credit range to be at, but you won’t get the very best rates.
  • Average 620 – 679 – Your score could use some improvements but you should still be able to get decent rates.
  • Poor 580 – 629 – A credit score in this range indicates that you’re higher risk and might have trouble finding decent rates.
  • Very Poor 579 or less – Anything less than 580 means that you’re very high risk. Don’t worry though, this can be fixed.

Credit Scores – Where You Stand

Very PoorPoorAverageGoodVery GoodExcellent
579619679719779800+
578618678718778799
577617677717777798
576616676716776797
575615675715775796
574614674714774795
573613673713773794
572612672712772793
571611671711771792
570610670710770791
569609669709769790
568608668708768789
567607667707767788
566606666706766787
565605665705765786
564604664704764785
563603663703763784
562602662702762783
561601661701761782
560600660 credit score700760781
559599659699759780
558598658698758
557597657697757
556596656696756
555595655695755
554594654694754
553593653 credit score693753
552592652692752
551591651691751
550590650690750
549589 credit score649689749
548588648688748
547587647687747
546586646686746
545585645 credit score685745
544584644684744
541583643 credit rating683743
540582642682742
539581641681741
538580640680740
537639739
536638738
535637737
534636736
533635735
532634734
531633733
530632732
529631731
528630730
527629729
526628728
525627727
524626726
523625725
522624724
521623723
520622722
519621721
518620720
517
516
515
514
513
512
511
510
509
508
507
506
505
504
503
502
501
500

Moving Up The Credit Score Ranges

Don't worry if your credit score is sitting at the lower end of the credit score ranges.

You can improve your credit score in no time if you dedicate some time to learning about how credit repair works. 

For more information read this article Starting Your Credit Repair Journey to improve your credit score quickly.

Here's a link to another great article from the Wall Street Journal: http://www.wsj.com/articles/how-to-perfect-your-c...

Monica Mancano

Monica Mancano

REALTOR®, SRES®, MRP, AHWD
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Monica Mancano