Debra Zimmerman

Debra Zimmerman

Broker Associate, REALTOR®

Languages Spoken:

  • English
  • 414-550-6765
  • 414-764-3200 ext 3018
  • 414-764-3201
  • 414-764-3200 ext 3000
  • 2031 E Rawson Avenue, Suite 100
    Oak Creek, WI 53154
Contact Me

Welcome to my Website

As a full time REALTOR®, my greatest satisfaction comes from helping my clients achieve their goals. Whether you're a first-time home buyer, seeking to sell, upgrade or interested in investment property, I will be with you every step of the way.

I approach each client relationship as an opportunity to assist a new friend. My goal is to exceed your expectations, give you a peace of mind, keep you smiling, and make sure that you enjoy the journey.

I have extensive knowledge of the real estate market. I also have a tremendous amount of resources available to provide you with accurate answers regarding the real estate market.

I provide outstanding client counseling, education and service through the arduous task of buying or selling a home. My attention to detail and the emphasis I place on educating my clients throughout the transaction allows me to serve you better.

Sign in for Customized Searches

I encourage you to set up a home search on my site by clicking on the  SIGN IN link located in the upper right corner of this website. 

By  SIGNING IN you will have access to:

  • Save your searches and receive email notifications when ever new listings match your criteria.
  • Manage your saved searches at any time.
  • Save listings to your Favorites folder.
  • Manage your Favorites wherever you see the Favorites icon.

You're welcome to search on your own without registering or, to make it easier, let me know what you are looking for and I would be happy to set it up. 

When you're ready, email, call or text me, or connect with me on Social Media. I look forward to meeting with you and discussing your home buying and selling needs.

Call or Text: 414-550-6765    Office: 414-764-3200    Fax: 414-764-3201


  • Realtor
  • Equal Housing Opportunity


I find the most rewarding part of being a Realtor is the First time home buyer. I love sharing in the adventure of helping the first time home buyers achieve the pride and joy of owning their own home.

Professional Background

My career in real estate career started when my Grandparents and Parents subdivided the family farm in 1981 and I began selling the lots out of a small trailer at the age of 21. I was fortunate to have never rented a home. I purchased my first home on a land contract the same year I started real estate. 


  • Licensed by the St. of Wisconsin Department of Safety and Professional services.
  • Member of The Greater Milwaukee Association of Realtors
  • Member of MLS (Multiple Listing Service)

Apply Online Now for A Mortgage!

Community Involvement

Personal Background

I grew up on a 30 acre family farm in Franklin, Wisconsin. My pride and joy is my 14 year old daughter. I am lucky to have a large "family of friends" i have met over the years and have been "adopted" by many of them. I believe that the customer always comes first and will always keep their best interest foremost.

Personal Interests

I enjoy my back yard, gardening and yard work. The great outdoors Nature hiking and animal watching are always a fun time, especially with my daughter. As a longtime resident of southeastern Wisconsin I am very familiar with all that this area has to offer; parks, recreation and site seeing. 

5 Signs That You're Ready to Buy a 1st Home

By Marcie Geffner

RISMEDIA, Thursday, April 24, 2014— (MCT)—Buying your first home takes stamina, desire and commitment not only to navigate the complicated and time-consuming purchase process, but also to learn the ropes of being a responsible homeowner.

 Maybe you’ve dreamed about buying. Or perhaps you’ve researched for-sale homes online, tried to calculate how much you can afford to spend, or peeked inside a few open houses.

 But are you really ready, emotionally and financially, to step up your game and make your move? Here’s a look at what mortgage and real estate pros know about who’s good to go and who needs more time to prepare for homeownership — five ways to know if you’re ready to buy your first home.

 PLAN TO STAY: Buying a home might seem like a no-brainer if your mortgage payment would be less than the rent you’re paying.

 But that comparison doesn’t account for other costs of homeownership, including down payment, mortgage-related fees and home maintenance and repair expenses, says Ed Conarchy, a mortgage loan originator for Cherry Creek Mortgage Co. in Gurnee, Ill.

 With those factors considered, short-term homeownership rarely makes sense.

 “When you buy a home, you should know you’re going to stay for a minimum of five to seven years, and longer is better,” Conarchy says. “If you try to do everything you need to do to make that house yours and then you turn around and sell it after three years, you’re not going to break even.”

If your employment situation feels secure and you’re prepared to stay in one place for a while, you might be ready to buy.

 GET PRE-APPROVED: Very few people have enough cash to buy their first home without a mortgage. Rather, most need financing to afford today’s home prices.

 REALTORS® know that all too well, which is why many won’t spend much time with would-be buyers who haven’t had a serious talk with a mortgage professional.

 As Jay Dacey, a mortgage broker in Minneapolis, explained, “A good REALTOR® will ask you what your criteria are and set up a search through the MLS for you, but a good REALTOR® is also going to say, ‘The next step is for you to contact a mortgage professional and make sure you’re pre-approved.’ ”

The loan approval process is no different for first-timers than it is for experienced home purchasers, Dacey added.

 READY, SET, FLEXIBLE: Timing is another crucial element in homebuyer readiness, says Amy Butterworth, an associate broker in Boston.

 A time frame that’s too long doesn’t make sense. But neither does a time frame that’s too short. For example, if your lease doesn’t expire for many months or you need to move within 30 days, buying a home might not be practical for you right now, Butterworth says.

 The ideal situation is to be ready to buy and able to wait, especially if your housing market is a hotbed of multiple offers.

 “There’s no place in the market for a buyer who’s hesitant,” Butterworth says. “But they can’t only be ready and raring to go because there will be disappointments — that’s just how the market is right now. You have to go into it with realistic expectations.”

 SAVE UP: Saving a sizable nest egg is another important milestone for would-be homebuyers, says Ken Pozek, a REALTOR® in Northville, Mich.

 That’s because you’ll need savings not only for your down payment, but also your emergency fund, moving expenses and home maintenance costs.

 “A lot of people forget that there is a lot of maintenance with owning a home, especially if you’ve been used to renting. From a financial perspective, (it’s important to) make sure that even if you’re emotionally ready or excited to buy, that you have nest eggs set up as well,” Pozek says.

Examples of home maintenance chores include mowing lawns; trimming trees and hedges; shoveling snow; exterminating termites, rats or other pests; clearing out rain gutters; cleaning major appliances; and washing windows, walls and doors.

 Even if you do a lot of the work yourself, you’ll still need to buy supplies and equipment.

 GET REAL: First-time buyers often believe buying a home will be easy. Giving up that misconception and being realistic about the time, effort, money, stress and hassle involved is an important step toward being ready to move forward.

 “Most first-timers think buying will be a perfect scenario where it all happens like it does on HGTV. They see three houses. They pick one, and it all works out beautifully,” Pozek says. “That never happens, unfortunately.”

 Instead, prospective buyers who are successful understand that, as Pozek added, they “might run into some bumps, but the end product is going to be a home they love.”

 Marcie Geffner writes about housing and mortgages at



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