Home Insurance


Whether you own or rent your home, Skylight Insurance has staff on-hand to make sure your insurance covers your unique needs. You’re more than just a policy to us – our goal is to build a lasting relationship with you – not just your policy. That means we are here to help you every step of the way.

We want to make sure you are well taken care of.  One of the primary ways we are different is that we write policies for replacement cost. In the case of the type of loss which would be covered under your homeowners or renters insurance, you have already experienced a trauma of one type or another. Finding out that you weren’t fully covered after such a loss only makes things worse. That is why we make sure you are covered for the value of replacing your property so that you have full protection.

Homeowners insurance covers damage (with some exceptions) to your real property, plus liability and legal responsibility for injuries or property damage caused to others by you, your family or household pets.

Renters insurance is similar to homeowners insurance in that it covers damage to your personal property which is located within a rental property.  It does not, however, cover damage to any of the real property structure – which must be covered by the owner of the property.  Too many people find out too late that their landlord’s insurance policy doesn’t protect their personal belongings.  Most policies also provide liability coverage, which gives you financial protection if someone is accidentally injured on the rental property.

Ready to be treated like a VIP?  Call 773-820-9060 or complete the information below and our staff will get back with you as soon as possible.