Closing - Buyer Side

Although - for most people - purchasing a home is the single largest investment consumers will make.  A little knowledge can go a long way towards easing your fears about the process.

New homeowners are often taken aback by up-front closing costs such as a mortgage and title insurance, attorney fees, recording fees, and loan points, which can run into the thousands of dollars. But there is no need to be afraid of these charges.  With my help, along with your lenders help, you will come to understand these costs, what their purpose is, and how they are applied. Examples of closing costs are:

Non-recurring costs (paid one time)

  • Title policies
  • Escrow or closing
  • Notary
  • Wire fees
  • Courier/delivery
  • Attorney fees
  • Endorsements
  • Recording
  • State, County, or City transfer taxes
  • Home protection plans

Recurring costs (paid time and again)

  • Insurance premiums
  • Property taxes
  • Prepaid interest

Additional Resources

Genie Birch

Genie Birch

Broker Associate
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