Why Veterans Need Military-Friendly Real Estate Agents


Did you know Veterans and Service Members have access

to a ­$0 down loan program  created to expand access to Home Ownership?­

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Monica Mancano, REALTOR®, SRES®, MRP, AHWD


Enjoy the Video and Article!

Why Veterans Need Military-Friendly Real Estate Agents­

By:­Veterans United (Sponsored Content)

Buying a home will likely be one of the biggest purchases of your life. Having a knowledgeable real estate agent to walk you through the process is imperative for a smooth transaction. This is especially true if­you’re purchasing with a­VA home loan.

VA mortgages come with a host of benefits, including no down payment, low interest rates, and no private mortgage insurance. Along with these benefits come some unique loan requirements. Here are three key reasons why using a military-friendly real estate agent benefits VA home buyers.

1. They understand the unique needs of VA home buyers

Active-duty service members relocate frequently. When receiving permanent change of station (PCS) orders, service members receive 10 days of leave to scope out the new duty station and complete a home search. Choosing an agent who understands this short time frame and can dedicate the time necessary to find a home during this compressed period of time is essential.

Due to frequent relocations, it’s also important for agents to understand the importance­of strong­resale value. Agents who work with active-duty service members understand they’ll need to identify­a home that not only fits the service member’s current needs. The agent also needs to make sure the­home has­the potential for a quick and profitable resale if the service member receives PCS orders again.

2. They’re passionate about serving those who’ve served

Agents who identify as military-friendly frequently have a passion for serving those who’ve served. Some have served themselves, others have close ties to someone who has, and others simply have a desire to give back to those who’ve given so much for our country.

They’re also passionate about educating veterans and service members about VA home loan benefits. Many of these agents now ask every buyer, “Did You Serve?” so they can identify­buyers­who may be eligible for a VA loan.

3. They understand the unique requirements of the VA loan

The Department of Veterans Affairs has created a few unique requirements for VA loans, to ensure buyers purchase homes that are a solid­investment. The VA­established a set of minimum property requirements (MPRs) to ensure all homes purchased by veterans and service members are safe, sanitary, and structurally sound.

VA appraisers are tasked with the responsibility of outlining any features not meeting the MPRs, and any issues­will likely have to be fixed prior to closing. An agent who’s worked with VA buyers and understands­MPRs is­a great asset when doing a walk-through on a potential property—he or she­can point out possible MPR issues before going under contract.

When selecting an agent to work with on a VA home purchase, buyers should ask the­agent about any­VA loan expertise.­You may want to work with a ­REALTOR®­with a Military Relocation Professional (MRP) designation.



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