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Tips to Raise Your Credit Score

Tips to Raise Your Credit Score

  Let’s face it, some of us don’t have that amazing credit we wish we had. Having good credit will definitely help you in getting a good pre-approval at a good rate when buying a house. You may or may not be credit worthy Today but I am going to give you 4 Tips that will […]

Mortgage Brokers vs Bankers – Pre-Approval

Broker VS Bankers

  Hey, this is Sonia your local Chicago Realtor. When you’re out there buying for a house for the first time one of the first steps you have to do is to get a pre-approval. The majority of future homeowners turn to banks when it comes time to get a mortgage and some may not even know where […]

3 Tips on Selling Your Home During Divorce

Tips To Sell Your Home During Divorce

  Going through a divorce is a stressful situation on its own. Coming from an experienced agent and someone that has personally gone through this predicament, the one thing I have to say is “I know it sucks and life happens but you gotta do what you gotta do.” So, with that said here are […]

Can I Buy a House After a Chapter 7 Bankruptcy? How Long will it take?

how-long-before-i-can-buy-home-bankruptcy

  So I got a call – actually not – a text message, from a client of mine and the client was like, “Hey Sonia, I’m in a financially distressed situation and I am completely distraught. I’m not sure what to do but I think I wanna file for bankruptcy. So, do you know, how […]

How to Lookup City of Chicago Building Violations

city-of-chicago-building-violations

How To: Find Out About Violations on a property in the City of Chicago I felt the need to write about the “How To” process to see if a property you are looking into buying has violations for a property in the City of Chicago? I get a lot of questions from investors; second time […]

Real Estate FAQ: Contingent versus Pending What Does this Mean?

real-estate-faq-contingent-vs-pending

What is the Difference between Contingent and Pending when your house hunting? I am Sonia, local Chicago realtor. A question I’ve been getting a lot from my clients is “Sonia, what is the difference between contingent and pending? I see that status in Redfin, Trulia or Zillow.” Contingency A contingency is that you are under […]

How Accurate are Zillow Chicago Zestimates? What is My Real Home Value?

chicago-zillow-zestimate

Have you been looking on Zillow.com for your Zestimate. Zillow’s definition of a zestimate is “The Zestimate® home valuation is Zillow’s estimated market value, computed using a proprietary formula. It is not an appraisal. It is a starting point in determining a home’s value. The Zestimate is calculated from public and user submitted data; your […]

Archer Heights a Chicago Neighborhood

Archer_Heights_Chicago

LOCAL INFORMATION ABOUT ARCHER HEIGHTS CHICAGO   BOUNDARIES Archer Heights is located as far north as I-55, far east as Drake St, as far west as the Metra train lanes and as far south as 54th Street. This community is one of the 77 neighborhoods in Chicago known as area #57 on Chicago’s Community Map. […]

5 Home Improvement Tips for February

chicago-home-improvement-tips

  It doesn’t matter if you’ve bought a newly built home, a condo in a maintained community, or a bought a fixer-upper—owning your own place brings out the home improvement itch in us all (or at least requires us to do necessary repairs and maintenance tasks). Here are 5 tips of advice to help turn your […]

Andersonville a Chicago Neighborhood

andersonville-chicago-neighborhood

  LOCAL INFORMATION ABOUT ANDERSONVILLE Boundaries Andersonville  is housed within a popular community in Edgewater which is a a lakefront community area on the North Side of the city of Chicago, Illinois seven miles north of the Loop. Andersonville’s boundaries Foster Avenue on the south, Victoria Street on the north, Magnolia Avenue on the west, and Ravenswood on […]

What is the MCC (Mortgage Credit Certificate) Program? City of Chicago

What is the Mortgage Credit Certificate Program

TaxSmart is a Mortgage Credit Certificate (MCC) program that provides a federal income tax credit to qualified homebuyers. A tax credit is a direct reduction of taxes due. Under the program, a homebuyer would receive a MCC to reduce income taxes by an amount equal to 20 percent of the interest paid on a mortgage. […]

Get to know a bit about the China Town Community in Chicago

LOCAL INFORMATION ABOUT CHINA TOWN: CHICAGO   Boundaries The Chinatown neighborhood in Chicago, Illinois, is on the South Side (located in the Armour Square community area), centered on Cermak and Wentworth Avenues, and is an example of an American Chinatown, or ethnic-Chinese neighborhood. By the 2000 Census, Chicago Primary Metropolitan Statistical Areas has 68,021 Chinese. […]

Sonia Figueroa

Sonia Figueroa

Broker Associate
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