Stephanie Stewart

Stephanie Stewart

  • 425-293-7618
  • 269-888-1900
  • 269-888-1900
  • 5136 Lovers Ln, Suite 104
    Portage, MI 49002
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Stephanie epitomizes integrity and loyalty, and appreciates that buying or selling a home is one of the largest financial decisions most people make in their lifetime. Her aspiration is to provide you with unparalleled service by understanding your individual and specified needs. Through exceptional communication and negotiation skills, Stephanie will bring you to the closing table.

Your story is extraordinary, should your real estate experience be any less?


As Your Agent, I Will:

•    Assure that you see all the properties in the area that meet your criteria.
•    Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
•    Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
•    Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before you start looking for your new home:

•    Check your credit rating. Straighten out any errors before its too late.
•    Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
•    Find a loan that meets your needs and get pre-qualified (preferably pre-approved).
•    Choose a REALTOR® that you trust and who understands your needs.
•    Determine what neighborhood best matches your needs.
•    Identify important features you need your new home to have.

What to Expect—Closing Costs

•    Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
•    Third-party fees include charges for insurance, title search, and other inspections such as termites.
•    Government fees include deed recording and state & local mortgage taxes.
•    Escrow and interest fees include homeowner’s insurance, loan interest, and real estate taxes.


As Your Agent, I Will:

•    Complete a comparative market analysis that will compare your home’s value to that of your neighbors.
•    Compile a comprehensive plan detailing all the efforts I will employ to sell your home, including Internet and local media.
•    Present your home to as many qualified buyers as possible getting your home maximum exposure.
•    Help you stage your home and generate curb appeal to ensure you get the highest price.
•    Assist with obtaining offers and help you in negotiating the best deal as smoothly as possible.
•    Help you find your next home and answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

What to Expect—Closing Costs

•    Title insurance fees depend on the sales price of the home.
•    Broker’s commission is a full-service fee and will cost anywhere between 5% to 7%.
•    Local property transfer tax, county transfer tax, state transfer tax, and state capital gains tax are the charges that you’ll pay for the privilege of selling your home. Credit to the buyer of unpaid real estate taxes for the prior or current year are variable and depend on when you close and when your taxes are due.
•    Home inspections fees are in some circumstances paid for by the seller and include pest, radon and other inspections.
•    Miscellaneous fees can accrue from correcting problems noticed during the home inspection.

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